Insurance Companies and Truck Accidents
Our Toronto truck accident lawyers help you recover the compensation you deserve
When you’ve been hurt in a truck accident, you can get medical and other expenses paid. To do that means dealing with insurance companies. We know that it can be a frustrating and confusing process. The good news? The experienced truck accident lawyers at Smitiuch Injury Law can deal with the insurance companies on your behalf.
It’s important to remember that insurance companies are businesses. They want to make a profit. So in order to keep their profits as high as possible, they will try to keep payments as low as possible. Our firm has been dealing with insurance companies since our founding in 2001. We know they operate and how to get them to pay you what you deserve.
We can help you maximize your accident benefits – including medical and rehabilitation, attendant care and income replacement benefits. Insurance companies may question the seriousness of your injuries or the need for certain treatments and procedures. We fight to help you get the amount you deserve.
Our lawyers can also help you take legal action against negligent parties who caused your accident. Insurance companies will again fight to limit your compensation and may even deny liability. We help you fight back. We know the tactics insurance companies use. They’ll dispute the extent of your injuries. They may also:
Blame you for the accident.
For example, the insurance company may argue that you were 30 percent to blame for causing the accident. Why does this matter? Because under the Ontario Contributory Negligence Act, if you are found partially responsible for causing an accident, any compensation you receive in court could be reduced. This helps the insurance company save money. We investigate your accident to gather evidence that proves you were the victim of negligence.
Ask you some questions.
This sounds harmless but the insurance company is not just trying to learn more about the accident. They are trying to get you to say something that can be used against you. For example, they may ask questions designed to make you admit to fault. If the insurance company wants to ask you questions, politely decline and say you have to speak to your lawyer first.
Offer you a settlement.
How can that be a bad thing? The insurance company may offer you money and promise quick payment. Their offer will fall far short of covering all of the damages you suffered and they know it. We recommend that you do not accept any offer from the insurance company until you speak a truck accident lawyer.
Claim your injuries were pre-existing.
An insurance company may argue that they are not liable because your injuries occurred before the accident. They may seek access to your medical records to look for information they can use against you. We fight back against these attempts and build a strong case that shows you were injured in the truck accident.
If you were hurt in a truck accident in the GTA, it’s important to get legal advice as soon as possible. Contact us to schedule a free case evaluation with one of our experienced truck accident lawyers. Our offices are located in Toronto, Brantford and Simcoe. Or we can meet you at home, in your hospital room or another location that is convenient.