Personal Injury Lawyers 
Toronto, ON

Dealing With Toronto Insurance Companies

Our car accident lawyers fight for the compensation you deserve

When you’ve been hurt in a Toronto car accident caused by negligence, you deserve financial compensation, but insurance companies are not your side. Dealing with them can be a very unpleasant and frustrating experience. The good news? The experienced car accident lawyers at Smitiuch Injury Law can deal with the insurance companies on your behalf.

You deserve compensation for medical expenses, lost income, pain and suffering and other damages you have suffered. The insurance company is mainly interested in protecting profits, so they will try to pay you as little as possible. There are many tactics they use to try to limit your compensation, including:

The lowball settlement offer – The insurance company may contact you with an offer to settle your claim after a Toronto accident. You may consider it, because it seems like a fair amount of money and your bills are really starting to add up. Their offer will fall far short of covering all of the damages you suffered, however, so we recommend talking to a lawyer before accepting any settlement offer.

Questioning your injuries – You know the injuries you suffered in the Toronto car accident and how they are affecting your life. The insurance company may try to argue that they aren’t really all that serious, so they shouldn’t have to pay you as much. We prove them wrong.

Claiming injuries were pre-existing – The insurance company is responsible for covering the expenses to treat an injury sustained in the Toronto accident. They’re not responsible for covering the treatment of injuries you already had. So they may try to argue that your injuries were pre-existing and that they don’t have to pay. They may seek access to your medical records. We fight back.

Asking for a recorded statement – You may be asked by someone from the insurance company to make a statement about the Toronto accident or to answer a few questions. What they are really trying to do is get you to say something that they can use against you. Politely decline any requests and tell them you need to speak to your lawyer first.

Putting the blame on you – If you are found partially responsible for causing an accident, your compensation can be reduced. The insurance company knows this, so they will try to blame you for at least partially causing the Toronto crash. We investigate your accident and build strong cases that proves it was the negligence of another that caused your crash.

Our Toronto firm has been helping the injured since 2001 and we are ready to help you with your case. We offer the experience and resources of a big law firm, but our lawyers give you the personal attention only a smaller firm can provide. We take your case seriously right from the start and guide you through the legal process every step of the way.

You owe us nothing unless we recover compensation for you. Your initial case evaluation is free. Contact us today to arrange a time to speak with one of our experienced car accident lawyers. If you can’t make it to our Toronto office, we can meet you at home, in your hospital room or anywhere that is convenient.


Toronto Office

3280 Bloor Street West Centre Tower

Suite 800
Toronto, ON M8X 2X3

Phone: 416-621-1551
Toll Free: 866-621-1551
Fax: 416-621-1558

Brantford Office

330 West Street, Unit 6
Brantford, ON N3R 7V5

Phone: 519-754-1558
Fax: 519-754-1580

Simcoe Office

16 Norfolk Street South
Simcoe, ON N3Y 2V9

Phone: 519-426-9332
Fax: 519-754-1580

    Free Case Consultation