Personal Injury Lawyers 
Toronto, ON

Understanding Your Car Accident Settlement

Toronto lawyers who stand up to the insurance companies

When you’ve been hurt in a car accident that was caused by negligence, you deserve financial compensation for your injuries. That compensation may come in the form of a negotiated settlement with the insurance company. This can be a complicated process. The experienced car accident lawyers at Smitiuch Injury Law can help you recover the compensation you deserve.

You may be contacted by the insurance company soon after your accident with a settlement offer. At this point, your medical expenses may be beginning to add up and you may not be able to work, resulting in a loss of income. It can be tempting to accept the offer, especially if they are promising quick payment.

The insurance company is only trying to save money. Their initial offer will fall far short of covering all of the damages you have suffered. They are hoping you won’t realize that and simply take what they are offering. That’s why it’s important to get the advice of an experienced car accident lawyer first.

Our Toronto car accident lawyers fight for your rights

Most car accident cases are settled out of court, but it may take time for an insurance company to agree to settle. At first, they may try to claim your injuries were pre-existing or that you were to blame you for the accident. That’s why our firm investigates your crash to get the facts. We build strong cases that prove you were the victim of negligence.

When insurance companies think that is in their best interests to stay out of court, they will discuss a settlement, but they’ll try to settle for as little as possible. Our lawyers are skilled negotiators and determine the total damages you have suffered. These damages may include:

  • Medical expenses (current and future) – these can include the costs of surgery, hospitalization, medication, therapy, home care and modifications to your home if you were left with a disability
  • Lost income – if your injury left you unable to return to work
  • Pain and suffering

The amount of your settlement – and how long it takes to reach a settlement – depends on many factors. These include the strength of our case, the severity of your injury, whether you were left with a permanent disability and whether you will be able to return to work.

Helping those who need it the most

We’ve been fighting for the injured since our founding in 2001. Insurance companies know our firm. They know that our lawyers build strong cases that they have to take seriously. They also know that we are not afraid to go to trial. In fact, we prepare your case as if we are going to court. Insurance companies often agree to settle before that happens.

If you’ve been injured in a car accident, it’s important to get legal advice as soon as possible. Our lawyers can give you an idea about what to expect with your case, and the chances of a settlement. If we take your case, you owe us nothing until we recover compensation. It’s our “no win, no fee” promise.

Learn more during a free case evaluation with one of our experienced car accident lawyers. Contact us to schedule a time that works for you.


Toronto Office

3280 Bloor Street West Centre Tower

Suite 800
Toronto, ON M8X 2X3

Phone: 416-621-1551
Toll Free: 866-621-1551
Fax: 416-621-1558

Brantford Office

330 West Street, Unit 6
Brantford, ON N3R 7V5

Phone: 519-754-1558
Fax: 519-754-1580

Simcoe Office

16 Norfolk Street South
Simcoe, ON N3Y 2V9

Phone: 519-426-9332
Fax: 519-754-1580

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