Toronto Long-Term Disability Lawyers
Your family has rights. Our attorneys can investigate your claim and demand justice for you.
You have worked hard your entire life. Now, you have a serious injury which prevents you from working for an extended period. That’s why it can be so frustrating if you sustain a serious injury on the job, but you are not able to obtain the benefits and financial compensation you need and deserve during this critical time.
Our experienced Toronto long-term disability attorneys at Smitiuch Injury Law can help you every step of the way. We’re familiar with Ontario’s unique labour laws, especially those that apply to long-term disability benefits. As your attorneys, we can analyze your work-related injury or illness and explain the legal options available to you.
What are common long-term disability claims in Toronto?
If you cannot work for six months or longer due to an injury or illness sustained at work in Ontario, you may be eligible for long-term disability compensation. This money can help pay for replacement income and other benefits. Some of the most common reasons why you or a loved one may be eligible for long-term disability benefits include:
- Work-related back injury
- Chronic arthritis
- Repetitive stress injury
- Work-related head injury
- Cancer-related claims (including mesothelioma)
Whatever type of work-related injury or illness you’re dealing with, you deserve to be compensated so you can fully rest and recover without worrying about your financial stability.
Why are long-term disability claims often denied?
Legitimate long-term disability claims are often denied for a wide range of reasons, including:
- The insurance company claims your work-related injury occurred outside of work.
- The insurance provider claims you have a pre-existing medical condition.
- The insurance provider claims your injury is not severe enough to qualify for long-term disability benefits.
There are many reasons why insurance providers deny long-term disability claims in Ontario. Whatever the reason for your claim being denied, you have options and our attorneys can help you explore them.
What should I do if my long-term disability claim has been denied in Ontario?
If your long-term disability claim has been denied in Ontario, please be aware that you do have legal options. As a result, we advise you to take the following steps to protect your rights when dealing with a denied long-term disability claim in Ontario:
- Save all written documentation related to your long-term disability denial.
- Do not discuss your denied claim with the insurance provider that denied your claim.
- Do not discuss your case with your employer or your co-workers.
- Contact our Toronto law firm as soon as possible.
We can carefully analyze your denial letter and other documentation related to your case. We can also explain the legal options to you, and which approach we believe makes the most sense for your specific circumstances.
Long-term disability cases are complicated. Contact our Toronto law firm. We can help.
Don’t wait to take legal action. Often, you only have a limited amount of time to appeal a denied long-term disability claim in Ontario. That’s why it’s important to act sooner rather than later.
Contact our law firm and schedule an appointment at our Toronto, Brantford or Simcoe office. If you can’t make it to one of our offices, that’s no problem. One of our Toronto long-term disability attorneys can arrange an in-home or hospital appointment with you.